Top Courses After 12th Commerce: Career, Salary & Job Prospects

Learn about degree, diploma & integrated courses, with entrance exams & admission process.

When students think about a courses after 12th commerce, the first option that often come to mind is “Chartered Accountancy” or “Company Secretary.

Though these are the preferred choice of courses for students after 12th, but career in commerce stream is not limited to these field. Today we’ll dive in to the diverse career options available for students after passing class 12th in commerce stream. 

Commerce is one of the popular career stream among 12th students in India. One of the major benefits for commerce students over arts students is that they are eligible for both commerce as well as arts courses.

In this article we will cover top job oriented commerce courses, their job scope, career opportunities, and salary details.

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Courses after 12th Commerce

Here is the complete list of top commerce course that student’s can pursue after class 12th:

Chartered Accountant (CA)

Candidates can pursue CA course after 12th commerce. The Institute of Chartered Accountants of India (ICAI) is the governing body for this course.

Candidates have to first enrol in the CA foundation course, which is conducted twice in a year. After passing CA foundation students have to register for CA Intermediate course, this consist of two groups each having 4 subjects. After qualifying CA Intermediate students have to complete three years of articleship under a practicing CA. The last step of the course is CA Final exams.

In India, CAs are always high in demand as they hold expertise in financial matters like Auditing, Taxation, Accounting etc.

Read More about – Chartered Accountant

Company Secretary (CS)

CS is one high in demand commerce course after 12th. This course offers wide range of opportunities in corporate governance and compliance. In order to become a CS, candidates need to qualify CS foundation, CS Executive and CS professional programme.

The company secretary provide great career opportunities both in India & abroad. Candidates need to keep themselves updated with company laws, regulations & corporate governance practices.

Bachelor of Management Studies (BMS)

BMS or Bachelor of management studies is a 3 year UG programmes offered by many universities and colleges in India. The BMS course offers basic understanding of management concepts and business practices in India.

For admission to the BMS programme, candidates have to appear in the university level entrance exams like CUET, NMIMS NPAT etc. or the admission are also based on merit.

After Completing BMS, candidates can go for Master of Business Administration (MBA) or Master of Management studies (MMS).

Bachelor of Business Administration (BBA)

BBA is a 3 year UG course that provides basic understanding of business management & administration. The admission in this course is generally based on class 12th merit score or university level entrance exams.

BBA is one of popular UG course for commerce students after class 12th, for higher education candidates can pursue MBA, PGDM or any other Postgraduate management programs.

Read More about – BBA

Cost and Management Accounting (CMA)

Cost and Management Accounting (CMA) is a professional course that focuses on financial management, cost accounting, and strategic planning. The course is offered by the Institute of Cost Accountants of India (ICMAI)

To become a certified CMA in India, candidate have to qualify all three levels i.e. CMA Foundation, CMA Intermediate, and CMA Final. It takes 4-5 years to become a  Cost accountant in India.

Bachelor of Commerce (B.Com)

B.Com is one popular UG course among the commerce students. The 3 year UG degree course can open jobs & career opportunities in various domains like finance, banking, accounting etc.

B.Com graduates can pursue PG course like MBA, M.Com, MCA and even CA. The admission in top universities & colleges is based on CUET UG exam. Many private universities offer admission on the basis of merit scores.

Read More about – B.Com

Bachelor of Economics (B.Eco)

This is a 3 year UG course that focuses on the study of Economics, covering economics theories, principals & models. The course curriculum of Bachelor of Economics is divided into six semesters.

For admission in B.Eco, candidates should pass class 12th or equivalent exam with minimum 50-60% marks. Admission in top universities is based on CUET scores.

After course completion, candidates can work in the job profiles like economist, financial analyst, policy analyst, academic researcher etc.

Bachelor of Accounting and Finance (BAF)

BAF is a 3 year UG degree course also know as B.Com in Accounting and Finance. The course curriculum of BAF provides solid understand of finance & accounting principles which lays a strong foundation for pursuing professionals courses like CA, CFA or CPA.

If you are interested in finance, then pursuing a Bachelor of Accounting and Finance (BAF) can be a good choice. BAF course covers financial management, accounting principles, and related business areas.

Courses After 12th Commerce with Maths

There are many commerce courses that are very popular, but candidates needs to have Mathematics in class 12th to pursue them. Below is the list of popular commerce courses which required Mathematics at 10+2 level.

Bachelor of Statistics (B.Stat)

We all are aware of the fact that statistics forms an integral part of the commerce curriculum. Keeping that in mind, B.Stat or Bachelor of Statistics is a good option after class 12th for those who are interested in mathematics and statistics.

After completing a B.Stat degree, one can pursue a career in various fields such as data analysis, research, statistics, market research, and financial analysis. Some of the industries that hire B.Stat graduates include government agencies, financial firms, consulting firms, healthcare organisations, and education institutions.

Admission in the B.Stat programme is based the CUET exam. Some of the top colleges offering B.Stat course are Indian Statistical Institute (ISI), Delhi University (DU), Chennai Mathematical Institute (CMI), and Banaras Hindu University (BHU).

Degree in Actuarial Science

Pursuing a degree in Actuarial Science after class 12 in commerce can be a good option for those who have strong mathematical skills and are interested in the financial sector. Actuarial Science is a highly specialised field that deals with risk assessment and management, and it has a lot of potential for high-salary jobs.

ACET(Actuarial Common Entrance Test) is the entrance examination that you need to qualify to get admission into the Institute of Actuaries of India (IAI). Some of the top colleges in India offering Actuarial Science courses are- the University of Mumbai, Amity University, and NMIMS University.

Bachelor in Computer Application (BCA)

If you are someone who is passionate about Computer technologies and programming then you can pursue BCA course. Candidates having Maths at 10+2 are eligible for BCA programme. BCA course curriculum covers subjects like operating systems, computer networks, programming languages, database management system(DBMS) and web technologies.

Many universities offer admission on the basis of merit or university level entrance examination. BCA course open the doors of rewarding career in the IT field.

Read More about – BCA

Other Popular Commerce Courses After 12th

Looking to explore more career options? No problem! We’ve got you covered.

Below is the list of more trending commerce courses that you can pursue in the year 2024.

Trending Degree Courses

If our interested in Finance and Capital markets, below are some of the popular courses that you can check:

  • Chartered Financial Analyst Program (CFA)
  • Bachelor of Financial Markets (BFM)
  • Bachelor of International Business and Finance (BIBF)

Integrated Courses

Integrated courses are the combination of both UG & PG degree, some of the popular integrated courses for commerce students are given below:

  • Integrated BBA + MBA (5-year course)
  • Integrated Law (BBA LLB, B.Com LLB)

Diploma Courses

If you don’t want to pursue degree courses, below is the list of diploma courses in commerce stream:

  • Diploma in Banking and Finance
  • Diploma in Financial Accounting
  • Diploma in Taxation
  • Diploma in Business Management
  • Diploma in Digital Marketing

Also Read – Diploma Courses After 12th

Eligibility Criteria

After selecting a course in the commerce field, the next question that arises in student’s mind is…

Am I eligible to apply for this course?

For all the courses mentioned above, candidate must pass 12th with Commerce. The minimum percentage of marks required to pursue these courses is 10+2 with minimum 50% marks.

Candidates must also make sure that they meet the specific eligibility criteria set by the university or colleges that they are applying for.

Admission Process

Candidates have to appear in the national level entrance exams for admission in top colleges & universities of the country. The entrance exams for admission to these courses are listed below:

Most of the colleges also offer admissions to the students on the basis of 12th board merit. The merit list will be drawn on the basis of marks obtained in 12th or equivalent exam.

Jobs & Career options after 12th Commerce

Once the student gets into this field, one has to face the very first question as:

Which are the career options available in commerce field?

The commerce stream offers a plethora of career opportunities across various sectors. The demand for skilled commerce graduates is always open in banking, insurance, consulting, accounting, finance, and management.

Some major industries where commerce graduates can find jobs are Banking, Accounts, Insurance, Management, Investments and many others.

You can be a part of the corporate world as the analyst, executive, banker, Sr. executive or manager. There are a lot of job opportunities in the commercial field.

You can choose one of the below fields as per the specialization of your degree:

After obtaining a degree in commerce field, where I can find the job opportunities?

Some Employment Areas for Commerce Graduates are:

  • Banks
  • Insurance Companies
  • Business Consultancies
  • Foreign Trade Companies
  • Public Accounting Firms
  • Asset Management Company’s
  • Financial Institutions
  • Investment Banking Firms
  • Industrial Houses
  • Educational Institutions
  • PSU’s

What will be your Job Profile?

After completing a UG degree or diploma course, a fresher can work in the following roles:

  • Business Analyst
  • Auditor
  • Chartered Accountant
  • Business development executive
  • Financial Planner
  • Business Consultant
  • Finance Executive
  • Stock Broker
  • Management Accountant
  • Sales Executive
  • Marketing Executive
  • Insurance Advisor
  • Tax Consultant


“Commerce field is one of the top career options which offer a handsome salary packages to the deserving candidates”.

The structure of salary depends on the employers, job profile and experience. A fresher can get 25000 to 50000 per month while the senior one (executive or manager) can get the 500000 to 150000 per month.

The average salary of a CA is around the 5 lakh to 10 lakh per annum. Some of the Big MNC’s offer in the range 15-30 lakh per annum to the company CA.

“By holding a good position and work experience in the respective field, you can earn beyond the limits”.

Books & Study Material

There are various books and study materials are available in the market. Here we have listed some most recommended books through you can prepare for courses after 12th commerce students:

  • Industrial Relation in India by Ratan Sen
  • Accounting Fundamentals of Corporate Accounting by J.R. Monga
  • The Ascent of Money: A Financial History of the World by Niall Ferguson
  • Auditing Principles & Practice of Auditing by Dinkar Pagare
  • Industrial Relations in Indian Enterprises by R.S Dwivedi
  • Theory of Financial Management by Ezra Solomon


Q) What are the career options after class 12th in commerce?

Ans) Commerce is a vast field with a wide range of career opportunities. You can pursue CA, CS, B.Com, BBA BCA or any similar UG course.

Q) Which UG course is better B.Com or BBA?

Ans) Both courses offer good career opportunities, BBA focuses on Business management whereas B.Com covers accounting and finance subjects.

Q)How to prepare for CA/CS/CMA exams?

Ans) You can prepare through coaching or self study. With well structured study timetable and focused study preparation one can qualify the exams.

Q) Can I pursue law after completing commerce in 12th class?

Ans) Yes, you can go for either BA LLB or BBA LLB. Both are integrated commerce courses after 12th.

Q) What are some short term courses in commerce after 10+2?

Ans) Some short term courses are Diploma in Accounting, Diploma in Taxation, Diploma in Digital Marketing etc.

If you have any other queries regarding courses after 12th Commerce, you may leave your comments below.


  1. Hey sirr I am in 11th standard I choose commerce stream and after 12 I want to do BBA and b. Com my financial condition is not okay so that’s the reason I can’t do CA and CS

  2. Hello Sir
    Is CMA Is good course after 12th , commerce without maths ? Is there are less gob opportunities?

    1. CMA is good course for the career growth. Job opportunities depends as per the location you have. Overall, it has a good course & have an international certificate that is globally recognised.

  3. I have completed my 12th currently I m pursing my from Yashwantrao chavan open university.
    From Pune university which degree shall I take.
    please Kindly guide me for career Guidance.

  4. Sir please guide me what I do after 12th I am interested in accounts and economic and I want to become carrear in banking

  5. Sir, My son Adwaith is written plus two commerce with maths group exam. Which course is better

  6. Now i m in 12 commerce i want to go for law by having commerce as a stream so what shoulf i do after 12 how much year course it is amd income

  7. sir i m vry much confused regarding my career after 12th i dont knw what to do and unable to decide my choice… i request you to guide me and provide me a perfect path…i will feel obliged if you help me now I am in 11th commerce with math but I am scared of maths can you please help me sir

  8. After 12th you can also select the B.A.Economics course for your further education.The Quantum university situated in roorkee uttarakhand is perfect place for this course because they provide good quality education and technical skills to students required in industry after they placed.The Quantum university also provide sports or hobbies classes to the students like music,singing etc for all round development of students who study in the university.

  9. Sir present time I am in 11th class and sir I will not choosen math in 11th class so without math what field can I choose for my better future it is very big problem for me sir please tell me about with hindi scopes in commerce stream

  10. sir mai confused hu kya ker na
    hai mujse aa thi hai achhe se aur economics bhi aa thi per mai weak hu account mai so tell me…

  11. Want to check best options for students who have to start earning early, spend less money on education years to quickly support family

  12. Which would be the best option after 12th from commerce BBA or Bcom?
    I am very confused about it , I don’t want to regret about it later.

  13. Sir I am in 12th with comm.without maths can u recommend me some course and can I do CS. Is maths is important for becoming CS.

  14. Sir I am in 12th with comm.without maths can u recommend me some course and can I do CS. Is maths is important for becoming CS

  15. Sir I am still in class 12 due to this pandemic and in a very big confusion about which cource I select after 12th.
    I have a great interest in accountancy but less in maths

  16. Hi am bcom student and pgdbo I have 6 yr of experience in pvt bank sector any additional course for me

  17. Heyy sir;

    Please tell me what I can do after 12th commerce I am interested in travelling and forgin tour so what courses is best after 12th commerce please suggest I am very confuse and nothing to do what I can do
    If you help me then I am very thankful for whole life thanks

  18. sir I like account and any practical subjects than theoretical subjects..I want to do big jobs with higher position…but I am from middleclass family..I ready to work hard..plz sir suggest me which is best and affordable job for me….plz sir tell me I am confused..

  19. I completed 12th commerce in this 2021.i am confused about should study after.could pls tell about the course and their scope in furture

  20. Hello sir,
    I’m working in retail (since I have completed my X) now I also want to get in banking. So I want to ask that with which course shall I proceed further.

  21. Sir, मैंने JNVU,Jodhpur Se 1at year Ka private form bhara hai sir mere village me koi accountancy Nahi padhta hai sir please financial accounting and cost accounting me share chapter padhaoge na sir ya phir note’s bhej do mere e.mail pr please help me

  22. I want to become bank manager. Can I do commerce in +1 and +2 and which course or degree would i do after it for banking.

  23. Hello.. I’m In 12th commerce now. I’m not interested in study but., I don’t like Theory someone please tell me what I do after 12th.

  24. Sir i have completed my class 12th examination this year and i am getting confused day by day what to do and always thinking about which course after 12th will be better option for my future security.

  25. sir , Right now i am in 12th with comm, I want my career in govt sector after doing graduation. I want to know, what are the entrance exams available to take admission in any govt college for doing Graduation after 12th comm. ??????

  26. Dear sir maine 12 krne k baad bba 3 sem mei chor di hai aur ab executive accounts kr rhaa hu aur ab dubara study krnaa h, kon sa course ya degree krni shi rhegi

  27. I have completed my 12th & now I have chosen Bcom( cost & managy accounting) in psg college of arts & science , though it is professional course how can I complete this ug graduation degree and also looking forward to career guidelines after this course.

  28. Aur can we do after 12 aur else first we to do then I m in class 12 from commerce can u please help me eligibility for

  29. Hello sir…
    now I am studying in class 11 with commerce stream(without maths)…Sir after 12th,If I want to go in IT sector …Can I do so?
    If yes…then pls suggest me how??

  30. Hello sir, I’m a student of class 12. I’m very much confused about my career. Actually at first I have decided to go for professional field like CS. But I don’t know the details about CS like how to get admission and how to prepare myself. Then I decide to go for BBA. But, still I want to do CS. Please sir provide me some information or advice. That’ll be very much helpful.

  31. I am studying in 12th commerce group right now but i am confuse abouth my future can u help me regarding any business which can i try hopefully.
    Sir please help me in my future study in collage and any other part time job

  32. Sir i passed my 12th with biology stream and now I wanted tO change with commerce stream so can i eligible with bio stream to go in commerce feild for such courses like -bba,ca, or other ?

  33. Hello I m in 11th… And I m so confuse what to do in future … And now NEP is also came … So plz suggest me what I do.. I m so interested in sports.. Even I m a ntnl champion.. but in my schl PH education is not available.. what I do now..??

  34. Sir after 10th class which sub should I take for optional. If I will study 8-9 hours serious study. Sir please give replay.

  35. Sir , I had opted for science during 11th and 12th but want to switch to commerce (intrested in mathematics) which field should I choose?

  36. I am Very Confused About My Course what Can i do I am just passes 12th..
    I am belong To a Middle Class Family
    Please Suggest Me..
    If i got help Then i feel great for you sir??

  37. I am not a big deal for the use was authorized to work in a few days to go back and forth with you to get the use was authorized or hi there I’m aarchi mom and dad’s name NUM to the hi hi Katie thank God that for the

  38. Sir….. please help me…..I’m now in 12 commerce class which included the subject s accountancy, economics, business Studies, computer applications…I’m unable to choose a right decision after 12 class…
    What I will choose…. please suggest a degree for me….I’m not absolutely perfect in these subjects….sir please recommend a degree plan….

  39. I just got overall 70% marks with 40% marks in math and 60% marks in science . Pls suggest me to select subjects for plus 1. My interest is for fighting for NDA and also for business

  40. Sir I completed my 10std as you know we have to choose stream which we are in interested but I don’t know which stream is better for me. Also I don’t know what I want to do.

  41. Sir now I am studying in class 12 commerce.after 12 I am interested in bms.. Can you plz say scope salary and job

  42. What is ug n pg courses?????
    N if i will do BBA after completion of 12th,then is it possible to get a good job with good salary?????

  43. I am studying in 12th commerce. And my 12th is complete in next year. & I want to do business . My femily is midel class. So how can i do business. & What I do after 12th. Please sugges me……

  44. Hi
    I’m about to give my 12th boards in march 2017, but confused about what courses should I apply for afterwards. I’m a commerce student.

  45. Sir I m preparing for 12th exams and commerce student.BT Idon’t wan’ t to go in this field.plz.suggest me and what’s abt English honors…

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